Blackjack isn’t just a game of luck; it’s a game of skill, strategy, and discipline. While the house always has an edge, informed players can tilt the odds in their favor. If you’re serious about learning how to make money playing blackjack, this guide will walk you through the essential strategies that seasoned players use to gain an advantage.
1. Master Basic Strategy
If you want to make money playing blackjack, the first step is to master basic strategy, no exceptions. Think of this as your roadmap for every decision at the table. It tells you exactly what to do in every situation based on your hand and the dealer’s visible card. Whether you’re holding a hard 13 against a dealer’s 10 or a pair of 8s against a 9, basic strategy provides a statistically proven answer.
This strategy isn’t based on gut feelings or guesses. It’s the result of millions of simulated blackjack hands run by computers. The goal? Figure out the best mathematical move in every possible scenario. When you follow it exactly, you cut the house edge down to around 0.5%. That might not sound like a lot, but it’s the difference between a casual player who slowly loses money and a skilled player who has a real shot at winning.
Understanding Hard Hands, Soft Hands, and Pairs
Hard hands are totals without an Ace counted as 11. These are more rigid, so decisions carry more risk. For example, a hard 16 against a dealer’s 10 is brutal — but basic strategy says to hit, because you’re likely to lose either way, and hitting gives you a slightly better shot at survival.
Soft hands involve an Ace counted as 11, like Ace-6 (soft 17). These are more flexible since you can take another card without busting. That’s why hitting or doubling down on a soft 17 is often the right move, depending on what the dealer shows.
Pairs give you options to split, which can turn a bad hand into two good ones. For instance, you should always split 8s, even against a dealer 10. It feels wrong, but two 8s total 16, one of the worst hands in blackjack. Splitting gives you a chance to build two hands from scratch and escape a guaranteed loser.
Why That 12 vs. Dealer 2 or 3 Matters
Let’s dig into the 12 vs. dealer 2 or 3 example. Most people panic here and stand, hoping the dealer busts. But here’s the math: your 12 is weak, and the dealer has a strong chance of reaching 17 or better. Hitting gives you a shot at improving your hand — and statistically, over the long haul, that choice will lose less money than standing. It’s not about “winning” the hand — it’s about losing less, which is how you build an edge over time.
The Power of Consistency
Making money playing blackjack isn’t about one lucky hand. It’s about making the right decision over and over again. One bad call might not hurt much, but repeating bad plays adds up. If you ignore basic strategy and go with your gut, you’re handing the casino an extra 2%–4% advantage — and they’ll take it gladly.
To get comfortable, use a blackjack strategy chart and practice online. Don’t rely on memory alone at first. Casinos often allow players to use printed charts at the table, as long as they’re not slowing down the game.
2. Understand the Importance of Soft 17
A “soft 17” might sound harmless, but how you play this hand can make or break your chances if you’re trying to make money playing blackjack. A soft 17 is any hand where your total is 17 and one of your cards is an Ace counted as 11, like Ace-6. This hand is flexible because the Ace can also drop down to count as 1 if needed, which means you won’t bust with just one more card. That’s a big deal.
Why Most People Get Soft 17 Wrong
Many casual players freeze when they have a soft 17. They think, “I have 17 — why risk it?” But here’s the truth: soft 17 is a weak hand. It loses more than it wins, especially when the dealer shows a strong card (like a 7, 8, 9, 10, or Ace). The mistake is thinking of soft 17 as a “made” hand like hard 17. It’s not. It’s a hand that needs help.
The Math Behind Hitting Soft 17
Let’s look at the numbers. Imagine you’re holding Ace-6 and the dealer is showing a 10.
If you stand on soft 17:
- Your expected value (EV) is around –0.19, meaning you’ll lose 19 cents on average for every dollar bet.
If you hit:
- Your EV improves to –0.12. Still a loss, but a smaller one. That means hitting gives you a better shot at reducing your long-term losses.
So, even if hitting doesn’t feel right, the math says it’s the smarter play. The reason is simple: with a soft 17, your next card won’t bust you. If you draw a 2, 3, 4, or 5, you’ve got 19, 20, 21, or 22 (which becomes 12 with the Ace adjusted). You get another chance. That flexibility is powerful — and it’s why basic strategy always recommends hitting soft 17 against a dealer’s strong upcards.
When to Double Down on Soft 17
Now let’s talk about doubling. Doubling means you double your bet and take only one more card. It’s a high-risk, high-reward move, but it can pay off big.
With soft 17, doubling becomes a smart play if the dealer shows a weak card, like a 3, 4, 5, or 6. Why? Because the dealer is more likely to bust. Meanwhile, you have a shot at improving your hand with one card — and if it’s a 4 or higher, you’ve got a strong total.
For example:
- Ace-6 vs. Dealer 5
- If you double and draw a 4, you’ve now got 21 with double the payout potential.
- Even if you draw a 10, you drop the Ace to 1, and you’ve got 17, not great, but you’ve limited your risk while still forcing pressure on the dealer’s weaker position.
Over the long term, doubling soft 17 in the right spots adds up. It’s a move professional players use to push their edge even further.
Dealer’s Soft 17 Rule Matters Too
One more twist: what the dealer does on soft 17 also affects your strategy. In some casinos, dealers must stand on soft 17. In others, they must hit. If the dealer hits soft 17, that slightly increases the house edge, because the dealer has another shot at improving their total.
So if you’re in a casino where the dealer hits soft 17, you need to be extra sharp with your decisions. Adjust your doubles carefully and consider how that rule affects risk and reward.
Bottom Line
Soft 17 is one of the most misunderstood hands in blackjack, and one of the most important to get right. If you want to make money playing blackjack, you can’t play scared. The math proves that hitting (or doubling in the right spot) is better than standing still. Soft hands give you room to make aggressive but smart moves, and that’s what winning blackjack is all about.
3. Choose Games with Favorable Rules to Make Money Playing Blackjack
If you’re serious about trying to make money playing blackjack, then the specific rules of the table you’re playing at matter more than you might think. Blackjack isn’t just one uniform game — casinos tweak the rules in subtle ways that can either help you or tilt the odds against you.
One of the biggest rule differences involves how the dealer handles a soft 17. Always try to play at tables where the dealer stands on soft 17. This small rule change actually reduces the house edge by about 0.2%, which adds up quickly if you’re playing regularly.
Another major rule to look for is the payout for a natural blackjack. A proper game pays 3:2, meaning if you bet $10, you win $15. Avoid any game that pays 6:5 — that may not seem like a big change, but it significantly raises the house edge and cuts into your profits over time. You can’t make money playing blackjack consistently if you’re accepting worse payouts.
Also, keep an eye out for rules that let you double down on any two cards, not just on 10 or 11. This gives you more flexibility to increase your bets when the math is in your favor. The more options you have to press your edge, the better your long-term results will be.
Finally, some blackjack games offer a surrender option. This means you can fold a weak hand early and get half your bet back, rather than losing the full amount. It’s not always available, but when it is, it’s a powerful tool that can save your bankroll over the long haul.
In short, to make money playing blackjack, don’t just sit down at the first table you see. Hunt for favorable rules — they’re your hidden allies at the casino.
4. Master Bankroll Management to Stay in the Game
No matter how well you play, blackjack comes with swings. You can make every correct decision and still lose a few hands in a row. That’s why bankroll management is one of the most critical parts of trying to make money playing blackjack.
First, you need to decide how much money you’re willing to risk in a single session. This is called your session bankroll. Without this limit, it’s easy to get emotionally involved and chase losses — which is a fast way to burn through your funds.
Next, figure out your ideal bet size. A good rule of thumb is to wager only 1% to 2% of your total bankroll per hand. For example, if your total bankroll is $1,000, your bets should stay around $10 to $20. This helps you avoid the danger of one cold streak wiping out your entire stash.
It’s also wise to set both win and loss limits. Let’s say your goal is to win $200 — once you hit that, walk away. On the flip side, if you lose a set amount (like 25% of your bankroll), stop playing for the day. These guidelines protect you from the temptation to keep chasing money, which often leads to poor decisions and more losses.
Bankroll management isn’t flashy. You won’t see it in highlight reels. But if your goal is to make money playing blackjack, it’s one of the strongest tools you can use. It keeps you disciplined, focused, and ready for the long haul.
5. Learn Basic Card Counting Rules to Gain a Real Edge
If you’re looking for the smartest way to make money playing blackjack, card counting might be it. This isn’t about cheating or memorizing every card. It’s about understanding the flow of the game and adjusting your strategy based on what’s likely to come next. And yes, it works when done correctly.
The idea is simple: when there are more high cards (10s, face cards, and Aces) left in the deck, the odds shift in your favor. Blackjack becomes more profitable in these moments, and that’s when you want to raise your bets. Card counting helps you identify those hot windows of opportunity.
One of the easiest systems to learn is the Hi-Lo method. You give each card a value: low cards (2 through 6) get a +1, mid cards (7 through 9) are 0, and high cards (10 through Ace) are –1. As cards are dealt, you keep a running count in your head. The higher the count, the more high cards are left in the deck.
But you don’t stop there. You also need to calculate what’s called the true count, which adjusts for how many decks are still left to be played. You do this by dividing the running count by the number of decks remaining. If the true count is high, you bet more. If it’s low or negative, you go back to your minimum bet.
Why does this work? Because more high cards mean you’re more likely to get a natural blackjack, which pays extra. The dealer is also more likely to bust when forced to hit against these cards. Knowing when those moments are happening lets you swing the advantage in your favor.
It’s important to note that while card counting is legal, casinos don’t like it. If they suspect you’re counting, they might ask you to leave or shuffle the decks more often. That’s why subtlety matters just as much as the math.
Card counting isn’t a get-rich-quick trick. It takes practice, focus, and discipline. But if your goal is to truly make money playing blackjack, this is one of the few proven techniques that can tilt the odds in your direction.
6. Avoid Common Pitfalls That Derail Profits
If your goal is to make money playing blackjack, you not only need to know what to do — you also need to understand what not to do. Many players lose money not because they don’t know strategy, but because they fall into traps that look harmless but have major consequences.
One of the biggest mistakes is taking insurance. When the dealer shows an Ace, you might be offered the chance to “insure” your hand in case they have a blackjack. On the surface, it sounds protective. But statistically, it’s a terrible bet. Unless you’re counting cards and know that the deck is heavy in 10-value cards, taking insurance is just giving the house more of your money. Over time, that adds up — and not in your favor.
Another trap is placing side bets like Perfect Pairs or 21+3. While these might seem fun and offer big payouts, the house edge on them is usually much higher than the main game. If your goal is entertainment, go ahead. But if you’re trying to make money playing blackjack, they’re best avoided.
Then there’s the classic mistake of abandoning basic strategy when things aren’t going your way. Maybe you hit a few tough losses in a row and decide to go with your gut instead. That’s emotional decision-making, not mathematical strategy. And blackjack is a numbers game — the more you deviate, the faster your edge disappears.
Finally, never chase losses. It’s tempting to double your bet after a string of bad hands, thinking you’re “due” to win. But that’s not how probability works. Every hand is independent. Stick to your strategy, manage your bankroll, and keep your bets consistent unless you’re counting cards and have a reason to press your advantage.
Making money at blackjack is about discipline just as much as skill. Avoiding these common mistakes is key to staying in control and maximizing your long-term success.
7. Practice Regularly to Sharpen Your Edge
It might sound obvious, but one of the most overlooked strategies to make money playing blackjack is consistent, focused practice. Blackjack isn’t a guessing game — it’s a skill game. And like any skill, it requires repetition and refinement to master.
The good news is, you don’t have to risk real money while you’re learning. Dozens of online blackjack simulators, mobile apps, and software programs let you play for free while testing out different strategies. Whether you’re practicing basic strategy charts or learning how to count cards, these tools help you get real reps in a low-pressure environment.
Practice is where theory becomes instinct. For example, if you know you’re supposed to hit a 16 against a dealer’s 10, that decision needs to be automatic. The more you practice, the faster and more confidently you’ll make those calls at the real table.
If you’re practicing card counting, it’s even more important to build up speed and accuracy. You want to be able to maintain a running count and calculate the true count while carrying on a conversation and pretending nothing’s out of the ordinary. That takes time, but it’s achievable with daily practice.
One overlooked benefit of regular practice is that it builds confidence. When you’re confident in your decisions, you’re less likely to get rattled by losing streaks or bad beats. That mental toughness is just as valuable as knowing when to hit or stand.
If you want to make money playing blackjack seriously, you need to treat it like a craft. Carve out time to practice consistently, and you’ll separate yourself from the casual players who rely on luck instead of preparation.
8. Understand Deck Penetration and Why It Matters
Deck penetration is one of those advanced concepts that many casual players have never heard of — but it can have a big impact if you want to make money playing blackjack using card counting techniques.
So what exactly is deck penetration? Simply put, it’s a measurement of how much of the shoe (the stack of decks being used) the dealer goes through before reshuffling. For example, in a six-deck shoe, if the dealer goes through 4.5 decks before shuffling, that’s 75% penetration.
Why does this matter? Because the deeper into the deck you get before reshuffling, the more reliable your count becomes. The more cards that are dealt, the clearer the ratio becomes between high cards and low cards. That makes your running and true counts more accurate, and lets you make smarter betting decisions.
If a casino reshuffles too early, like after just two or three decks, card counters lose a lot of their edge. That’s why professional players seek out games with at least 70% deck penetration. Anything below that makes counting much harder and reduces the opportunities to bet big when the deck is hot.
You can’t always control deck penetration, but you can scout tables. Watch how often the dealer reshuffles. Take notes. Look for patterns. If you’re playing at multiple casinos, you might find that certain venues or dealers consistently offer better penetration, and those are the ones worth your time.
Deck penetration might sound like a small detail, but in the world of professional blackjack, it’s a game-changer. If you want to make money playing blackjack in the long run, understanding and leveraging deck penetration is one of the smartest ways to sharpen your edge.
By implementing these strategies and maintaining discipline, you can significantly improve your chances of making money playing blackjack. Remember, success in blackjack isn’t about short-term wins but consistent, informed play over time.